Time to Homeownership and Mortgage Design: Income Sharing and Saving Incentive


Homeownership for young, middle-low income earners decreased due to accumulated student loans, stringent covenants, pressure of strong rental market, household expenditure growth and negative wage-house price growth gap. We... [ view full abstract ]


  1. Gianluca Marcato (University of Reading)
  2. Rafal Wojakowski (University of Surrey)

Topic Areas

Debt Service , Mortgages , Systemic Risk


MO-A-EM » Systemic Risk (11:30 - Monday, 16th July, Emmet)

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